Get paid. Keep it. Stay on.
Once your store passes, Merit turns on real card processing routed through your own account — Apple Pay, Google Pay, and every card. Buyers verify, pay on your store, and the money lands with you. 7% + 30¢ per transaction, no freezes, no surprise high-risk fees.
From a passing score to a paid order, end to end.
Payments aren't bolted on — they're earned. Reach the score, unlock processing, connect once, and every buyer that follows is verified and paid for on your own account.
Reach the score
Clear your findings until your live compliance score hits the unlock threshold. The same number that protects you opens the door to processing.
Processing unlocks
The moment you pass, real card processing turns on. No long underwriting limbo — your store is already proven defensible.
Connect once
Link processing to your own account in a few clicks. The funds belong to you — Merit keeps the compliance and the rails in place underneath.
Buyers verify
At checkout, every buyer passes the researcher-verification gate — confirming researcher type, that they're 21+, research-use-only intent, and your terms. Each acceptance is logged with a timestamp and IP.
They pay on your store
Apple Pay, Google Pay, and all cards — paid right on your store, no redirect, no marketplace skim. Money lands in your account.
7% + 30¢ per transaction
That's it. The same simple math Stripe uses — a flat percentage plus the 30¢ per-transaction fee, once you're live. No high-risk surcharges, no reserve games, no surprise fees.
What your customers see at checkout.
A preview of the flow your buyers move through on your store: they land, pass the researcher-verification gate — researcher type, 21+, research-use-only, and your terms — and pay, with each acceptance logged before a card is ever charged.
A buyer lands on the store and is asked to confirm research-use intent.
- Apple Pay, Google Pay, and every major card
- Routed through your own account — your funds stay yours
- No high-risk surcharges, reserves, or surprise fees
- Monitoring runs underneath so processing stays on
One number. The whole thing.
No tiered statements you can't read, no reserve held hostage, no high-risk markup. Once you're live, it's 7% + 30¢ per transaction on what you process — the same simple math Stripe uses — and the money lands in the account you already own. The compliance engine keeps running in the background so a clean store stays a paying store.
Stripe has publicly signaled that research-use-only products can be supportable when the right preventive measures are in place — clear research-use framing, proper gating, and honest claims. Merit is built to be exactly those measures: the gate, the verified attestation trail, and the continuous monitoring that keep a store defensible — so processing stays on instead of getting cut off.
Turn your processing back on.
Install the free plugin, run the scan, and see exactly what stands between you and stable card processing on your own account — no card required.